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©2019 by Paul Carpenter, Brisbane, Qld, Australia

April 15, 2018

This coming Thursday (19 April 2018) will be the first day since my 13th birthday that I have been officially unemployed.

I'm one of 6,000 people being made redundant (such a terrible word - rhymes with pungent!) from National Australia Bank over the next few years.  So...

April 3, 2018

There are many thousands of excellent small & medium businesses in Australia. Many of these businesses will find themselves, at some point in time, with an ATO liability. The key question every business owner, accountant, business consultant and Banker should ask thems...

March 17, 2018

If you've ever read Dickens' Christmas story of Ebenezer Scrooge then you're familiar with the tale of the mean, terrible overlord-boss who demands constant effort from those in his employ.

Scrooge is the ultimate micro-managing, unforgiving, all-seeing, hard-taskmaster...

November 26, 2017

One of my proudest moments from this past year has been to lead a group of individuals with an Employee Engagement score in the Top Quartile of surveyed teams across Australia & New Zealand.

Our Engagement outcome is a factor of each & every person in our team bein...

September 13, 2017

Late last month Vice Admiral Joseph P. Aucoin, the Commander of the US Seventh (Pacific) Fleet, was relieved of his duties - suspended following a number of incidents (including two fatal collisions) in the preceding fortnight.

At the time of his removal the Vice Admira...

August 21, 2017

So how do you know if you've got the right Banker for your business? Well, great Bankers ask these 10 Questions (as an absolute minimum!):-

  1. What are your goals for you and your business in the short, medium and long term?

  2. Can you tell me about your comparative,...

August 16, 2017

The Banking Profession has changed immensely over the last 30 years.

Indeed, with the reforms of the 1980's in Australia to open our domestic banks to foreign competition (among other changes such as the floating of the dollar & technological advancement) - all major Ba...

December 24, 2016

In June of 2013, Australia's Chief of Army Lieutenant General David Morrison A.O. gave a 3 minute and 6 second speech directed at the personnel of the Australian Army. The speech was published to Youtube and to date has been viewed over 1.7M times.

In his speech, Morris...

May 28, 2016

Written back in 1944, nominated for Best Song in 1945 and popular for decades after, this Johnny Mercer / Harold Arlen tune was inducted into the USA Library of Congress' National Recording Register in 2015.

"You've got to accentuate the positive 
Eliminate the negative...

March 28, 2016

There's an old joke about locking your partner & your dog in the back of your car, leaving them there for five minutes & then opening the boot to find out which of them is more excited to see you!

It's a light-hearted story that so well captures the (perhaps blind)...

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